Way accidents - When the insurance pays you most
Way accidents - When the insurance pays
Way accidentsServes on the way home, an accident, so can a statutory accident insurance help
lower one-way accident is understood an accident on an "insured way" an "insured person" is happening. This accident-proof way involves primarily back the way to work or Dienstelle and again. But other paths that have to be covered from a basic vocational, are accident-protected, such as the refueling of the vehicle or the way to a meeting. With these problems to deal various judgments of the respective social courts. When exactly is carried out compensation in a roundabout way?
What is working and what a commuting accident?
The way to work usually starts with leaving their own apartment or house in which the insured person lives. By entering the company premises of the employer, the working ends. An accident occurs on the premises, there is an accident at work. Power Legally make travel and labor accident but no difference. The insured person is not bound to the shortest commute. It can also be selected traffic favorable labor Because if it causes time savings can be achieved. If the insured person in a different accommodation than their own homes stayed that way for the permanent establishment is insured in this case. However, a prerequisite here is that in this way to work the route is not much longer than the conventional way. So even parents have an accident insurance that will bring on her way to work the children to kindergarten or to school. Parents who bring the kids only to kindergarten or to school, are not an accident insurance. In this case, there is a statutory accident prevention on the children.
Insurance coverage in a roundabout way
If the insured person on the way to work a decrease or even detour that is not work-related, so goes for the duration of this detour of statutory accident protection temporarily lost. This is for example the case if the insured person on the way home yet to do shopping. The insurance cover is only then for the rest commute when Arbeitswegunterbrechung lasted no more than two hours. The social courts go then on the assumption that has been made in these two hours maximum "no solution of the insured activity." In order to obtain the legal coverage upright, the commute may be interrupted only briefly.
Insurance coverage in carpooling
In order to save costs form just at the present time more and more people corresponding carpools. These are in the statutory accident insurance included. In such carpools detours in insurance coverage are included because the ride colleagues will be picked up from their homes and brought back again. A carpool need not be formed regularly so that an appropriate insurance cover is provided. Even occasional carpooling with changing vehicles are included in the statutory accident insurance. Also included is an insurance protection in case of "trips home". Here also there is a compensation by the Professional Association. This is the case if the employee in the immediate vicinity of the establishment another property, has "the center of their life", however, the corresponding family apartment.
Who pays for what accident?
It is not immaterial whether the accident occurred on the way to a permanent establishment or on the way home. On the way out to the workplace the appropriate professional association of the employer assumes the benefits. On the way back the insurance company is responsible for appropriate services. A higher wage replacement as well as more comprehensive services provides in such cases, the statutory accident insurance.
Way accidentsServes on the way home, an accident, so can a statutory accident insurance help
lower one-way accident is understood an accident on an "insured way" an "insured person" is happening. This accident-proof way involves primarily back the way to work or Dienstelle and again. But other paths that have to be covered from a basic vocational, are accident-protected, such as the refueling of the vehicle or the way to a meeting. With these problems to deal various judgments of the respective social courts. When exactly is carried out compensation in a roundabout way?
What is working and what a commuting accident?
The way to work usually starts with leaving their own apartment or house in which the insured person lives. By entering the company premises of the employer, the working ends. An accident occurs on the premises, there is an accident at work. Power Legally make travel and labor accident but no difference. The insured person is not bound to the shortest commute. It can also be selected traffic favorable labor Because if it causes time savings can be achieved. If the insured person in a different accommodation than their own homes stayed that way for the permanent establishment is insured in this case. However, a prerequisite here is that in this way to work the route is not much longer than the conventional way. So even parents have an accident insurance that will bring on her way to work the children to kindergarten or to school. Parents who bring the kids only to kindergarten or to school, are not an accident insurance. In this case, there is a statutory accident prevention on the children.
Insurance coverage in a roundabout way
If the insured person on the way to work a decrease or even detour that is not work-related, so goes for the duration of this detour of statutory accident protection temporarily lost. This is for example the case if the insured person on the way home yet to do shopping. The insurance cover is only then for the rest commute when Arbeitswegunterbrechung lasted no more than two hours. The social courts go then on the assumption that has been made in these two hours maximum "no solution of the insured activity." In order to obtain the legal coverage upright, the commute may be interrupted only briefly.
Insurance coverage in carpooling
In order to save costs form just at the present time more and more people corresponding carpools. These are in the statutory accident insurance included. In such carpools detours in insurance coverage are included because the ride colleagues will be picked up from their homes and brought back again. A carpool need not be formed regularly so that an appropriate insurance cover is provided. Even occasional carpooling with changing vehicles are included in the statutory accident insurance. Also included is an insurance protection in case of "trips home". Here also there is a compensation by the Professional Association. This is the case if the employee in the immediate vicinity of the establishment another property, has "the center of their life", however, the corresponding family apartment.
Who pays for what accident?
It is not immaterial whether the accident occurred on the way to a permanent establishment or on the way home. On the way out to the workplace the appropriate professional association of the employer assumes the benefits. On the way back the insurance company is responsible for appropriate services. A higher wage replacement as well as more comprehensive services provides in such cases, the statutory accident insurance.
Way accidents - When the insurance pays you most
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Reviewed by Unknown
on
7:29 PM
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